Finance Manager

21 مارس، 2023

0 0 دقيقة واحدة

Finance Manager

الوصف الوظيفي

UAE National- Finance Manager | Al Futtaim Automotive

Overview of the role :

Credit Risk Analyst will support in the Risk Management of Captive Finance and In-house Finance (IHF) Credit Risk

Assessment functions. The person will be responsible for both portfolio analytics as well as underwriting for various Al-Futtaim Automotive portfolios. Time split between analytics and underwriting will depend on the need of the organization.

The role will include the following responsibilities:

Support in development of a Credit Risk Framework (Risk Policy Guidelines, Annual renewal Program, Portfolio
Credit Management, Risk Process) for all segments (within UAE) and markets (across GCC)
Majority of time (>=80%) will be dedicated to analytics. However, based on needs of organization this role will also support the underwriting process for IHF/Captive Finance
Create Risk reporting dashboards for various segments and countries
Proactively monitor key credit risk metrics relating to product, channel, exceptions and vintage performance
Document performance versus risk profiles and thresholds

What you will do :

Risk Management and reporting
Underwrite Credit Cases
Prepare Credit Risk reports
Support Risk Reporting for all customer segments
Manage annual risk review / policy review and portfolio thresholds
Ensure the understanding and acceptance of Risk criteria and KPls at each level
Implement and Monitor Credit Delegation framework in line with Group / Risk requirement
Regular Process of Risk reporting for all segments and markets
Create and Manage Training program for enhancing capabilities and improved risk decision making
Support development of technology infrastructure including deployment of IT system and support in its development / enhancement Governance, Control, and Risk.
Understanding of Auto financing in GCC
Understand technical/regulatory matters affecting the business.
Develop analytics to support potential changes to credit policies

المهارات

Required Skills to be successful :

Excellent communication and relationship management skills with ability to influence and interact with senior management
Strong work ethic, ability to make decisions, and work under tight deadlines
Excellent analytical skills
Expertise in Risk Technology and Credit Lending systems preferred
Ability to analyze company financials and market conditions
Travelling to GCC and East Africa may be required.