AVP & Lead- Credit – Projects & Innovations

2 أكتوبر، 2022

0 4 2 دقائق

Job Description

Job Description
The role is responsible for leading, initiating, directing, and following through different cross-functional Credit innovation projects of varied s and technologies that contributes to re-invention of Process journeys, re-defining operating models, improving operational efficiencies related to productivity, automation and optimization and business planning for FAB Group Credit UAE & International landscape.
KEY ACCOUNTABILITIES:

A high-potential member accountable for accomplishing innovative business process improvements resulting in measurable financial and/or customer loyalty gains by applying the Lean and Six Sigma methodology in Credit.
Work with stakeholders to understand business requirements, identify focus areas for improvement and innovation
Participate in and advice taskforces for selection and adoption of new technologies and approaches
Able to write BRDs & perform Gap Analysis,
Able to Write Test cases & plan Test strategies & execute testing
Track, monitor, and report on the progress of projects. Ensure highest level of quality is achieved within assignments at all times
Functionally proficient to identify Core Vs Non-Core Credit Processes, highlight inefficiencies, present the root cause analysis, recommend and implement process ratification measures
Identify opportunities for RPA Enabled Lean Process Automation improving operational efficiencies
Identify, execute and implement opportunities for Process Digitization, system/data integration and identifying the business impact/benefit of the implementation in the systems
Active listening skills and ability to dissect problems in an organized manner.
Automate data audits, assess and resolve lapses of data control points, report and monitor the quality of Credit data
Equip people with knowledge by conducting trainings on processes and systems
Work closely with other members of the Projects team on developing and executing innovation aspects and scope of the project

Job Context:

Evaluate Group Credit Processes to enable identification & Ratification of Process Control Lapses, scope opportunities for lean process modelling, automation & process integration.
Evaluate Group Credit Data Models and present gaps in the process, systems and trainings.
Evaluate opportunities to integrate Policy level checks in systems and build mechanisms to monitor policy deviations.
Conduct System & Process Level Trainings for Group Credit & Stakeholders for enterprise wide initiatives.

Qualifications

Bachelor's / Master's degree in Business Administration, Computer Science, Engineering
5+ years work experience in transformation as a Business Analyst, preferably with a consulting firm or within the financial services industry
Good understanding on Financial Instruments particularly on the Personal Banking side (Personal Loans, Mortgage & Auto Loans & Credit Cards, Elite & Private Banking) & their application systems
Good Understanding on Retail Collections Module & Rules Engine with its applications
Good Understanding on Core banking systems & Business Process Management systems
Ability to manage complex planning processes across a number of inflight initiatives, and to manage a portfolio of projects/work streams
Demonstrated ability to drive strategy process including structured, hypothesis-driven problem solving, framework development, and formulation of actionable recommendations
Ability to partner with internal technology partners to drive change initiatives
Expertise in and proven application success implementing Agile, Lean, journey mapping, design thinking and other process optimization/innovation frameworks
Superior communication skills, both written and verbal, including the ability to develop concise and effective communications tailored to specific audiences
Advanced problem solving, analytical and technical skills
Exemplary business intuition and judgment to help the team translate analytical inputs and metrics, platform architecture and business needs into value-creating initiatives