Specialist- Credit Control & Sanction

28 سبتمبر، 2022

0 6 2 دقائق

الوصف الوظيفي

Company Description

Now it’s your time to join the #1 bank in the Middle East and one of the most prestigious financial companies in the region. Shaking up the world of banking requires a lot of smarts and skill. We’re looking for the brightest and best to help us reach our goals and we’ll also help you reach yours. Your success is our success as you grow stronger in your career. Join us and leave a legacy of your own, as a pioneer in both the company and the industry

Job Description

JOB PURPOSE:

The Group Credit is a credit origination that enables business growth of First Abu Dhabi Bank’s Corporate and investment banking (CIB) business, meets the service aspiration of all our customers and remains an independent assurance provider of credit quality through the possession of sound credit risk, product and market knowledge. This role is primarily responsible for providing specialized support to Abu Dhabi / Dubai and NE/PCG clients on the credit processes and administration of sanctioned limits.

The role is responsible for Encoding of credit limits relating to credit facilities and ensure accurate detailing before inputting the same into the Bank’s system. Further, he/she is responsible to comply with the approved terms and adhere to policies, process and procedures of FAB Head office, representative offices, international branches and regulators.

Key Job Responsibilities.:

Ensuring accurate and timely fulfilment of day to day tasks, business requirements and regular housekeeping activities in accordance to the regulatory and performance standards of the organization

Serve as back-up to Manager role and function
Encode of Credit limits, and other related information from Approved Credit Applications and all other limit encoding related tasks
Encoding of Corporate obligor details based on the Approved Credit Applications
Managing Central bank reporting
Managing request received from different stakeholders and making sure all assigned and actioned
Managing daily reconciliation with OFF shore location
Participating in testing new projects that is business related
Ensure processing of daily or periodic tasks, updating of daily unit activity tracker, proper archival of documents in custody, monthly activities including review of Credit limits in GLCMS, Bulk upload of limits
Ensure completion of all daily task allocated through emails or any other workflow channels in use and to update internal stakeholders accordingly

Efficiently manage key stakeholders & business unit expectations

Proactive engagement with key stakeholders
Ensure 100% satisfaction rating by internal customers by providing superior service quality, manage internal customer relationships and ensure that queries and exceptions are addressed efficiently with proactive measures
Ensure adherence to published Standard Operation Procedures (SOP), understanding of relevant products, procedures and Delegation of Authority (DOA) of the Bank

Pro-active engagement and adherence to various departmental policies and process

Adherence to effective leave plan as per Department/Unit policy
Create adequate back-ups for self to support operational continuity
Report Key Risk Indicators (KRI) and Operational near miss/loss incidents in a timely manner
Recognizing process enhancement opportunities
Participate in creation and periodic updation of Standard Operation Procedures (SOP) and Process Notes
Undertake special projects/assignments as and when delegated by Team Leader, HCCU and HCAD ensuring timely and adequate engagement

Qualifications

QUALIFICATIONS & EXPERIENCE:

Minimum Qualification