Senior Manager – Credit Review
Job Description
Job Purpose:
Carry out credit reviews across the Corporate Divisions (as assigned) to ensure risk exposure is within GB&rsquos appetite for risk.
Accountabilities:
- Independent Credit Assessment
Conduct and/or supervise independent credit risk assessments on applications
- Quality Control
Conduct quality checks on credit applications to ensure they meet requirements of credit committees etc.
- Portfolio reviews/Monitoring
Carry out effective and comprehensive portfolio reviews/monitoring
- Proper Risk rating/Risk classification
Classify risk across portfolios and applications in line with industry standards and approved policies and procedures.
- Industry Reviews
Conduct industry reviews which support the delivery of independent credit risk assessments
- RAROC
Providing RAROC related inputs to Business for evaluation
Generic
- Operate Within Approved Risk Appetite
Ensure all credit applications and portfolio management is within approved risk appetite
- Corporate governance
corporate governance is complied with at all times
- Education /Qualifications:
Professional Accounting/Finance/Banking qualifications
Knowledge:
Knowledge of the Banking industry, risk management and all regulations governing the banking business e.g., CBK, Basel III, etc.
- Experience: About 6 years of experience in the banking industry, of which at least 3 years in credit or risk management
- Generic & Specific Skills:
- Strong analytical and financial skills
- Effective interpersonal skills
- Efficient in problem solving
- High achievement drive
- Accountable for results
- Self confidence
- Team player
Job Details
Employment Types:
Full time
Industry:
Banking / Accounting / Financial Services
Function:
IT
Roles:
Other Analytics / Business Intelligence