Credit Analyst

Credit Analyst

الوصف الوظيفي

Primary Purpose of the job:

• Carrying out in-depth credit assessments for existing and new customers.

• Preparation of comprehensive credit evaluation reports in accordance with the Credit policy and guidelines.

Principal Accountabilities:

• Preparation of spreadsheets based on financial statements and performing financial analysis.

• Assess creditworthiness of existing / prospective clients by carrying out thorough analysis in terms of financial, business, economic, and industry risks.

• Preparation of in-depth credit evaluation reports after careful analysis of data and information.

• Review credit applications and perform the necessary credit checks by obtaining credit bureau reports.

• Ensure adherence to the Credit policy and guidelines and practice due diligence.

• Coordinate with Relationship Managers and Regional Managers to obtain the necessary information and clarifications from the customers regarding their business operations, financial performance, and other areas.

• Oversee the administration of credit files ensuring that all documents are being maintained according to policies and procedures.

• Measure and report on departmental metrics.

• Prepare and submit activity reports to the management by the required deadlines.

المهارات

Job Specifications:

Education:

• Bachelors degree in Finance or Masters degree in finance

• Professional certifications in Credit Risk.

Skills:

Main Key Skill:

• Corporate financing credit report writing.

Other Skills:

• Proficient in Microsoft Office applications

• Proficient in English and Arabic

• Excellent Communication skills (verbal and written)

• Ability to work independently as well as in a team

• Exceptional Negotiation skills

• Exceptional Organizational skills

• Ability to adapt quickly and appropriately

• Ability to multi-task

Experience:

• A minimum of 3 years’ credit/leasing experience.

Target Industry:

Corporate lease financing companies

تفاصيل الوظيفة

منطقة الوظيفة

الرياض, المملكة العربية السعودية

قطاع الشركة

المحاسبة

طبيعة عمل الشركة

صاحب عمل (القطاع الخاص)

الدور الوظيفي

التمويل والإستثمار

نوع التوظيف

دوام كامل

الراتب الشهري

غير محدد

عدد الوظائف الشاغرة

غير محدد

المرشح المفضل

المستوى المهني

مبتدئ الخبرة

عدد سنوات الخبرة

الحد الأدنى: 3

منطقة الإقامة

المملكة العربية السعودية

الشهادة

بكالوريوس/ دبلوم عالي

للتقدم على الوظيفة